At a glance...

Here's how a business cash advance compares to other types of small business funding.

Features Small Business Loan Personal Loan Lease Credit Card
Quick & easy application
No business plan needed
Unsecured
Simple & transparent cost
90% of applicants approved
Pay back ONLY as you earn

The simple repayment process

Repayments Graph

Your repayments are deducted automatically from your daily credit card and debit card turnover



The simple application

Application Illustration

You’ll need a merchant account...

...which you use to accept credit and debit cards.

Don’t worry if you don’t have one, as we can put you in touch with a reputable provider

The application

The application for business funding is completed over the phone in minutes where we agree:

How much business funding you can raise

The amount you’ll pay back

The daily percentage of your credit and debit card sales used to make the repayments

Decision and money

We can usually have a decision for you within just 24 hours

We normally have your funds to you within three working days

You keep ALL EARNINGS on your non-card income such as cash, bank transfers or cheques

There is no need for business plans and forecasts, we’ll just need to see your recent card processing statements.

How it works

To get started with quick business funding from Quick Capital, all you need to do is pick up the phone and give us a call! We’ll ask for some basic information about you and your business, including how much you are processing using your debit and credit card facility. Then we can let you know how much business funding we can advance to you and what your repayment percentage will be. If you are happy and wish to go ahead with business funding, we’ll help complete your business funding application and email it to you to sign. That’s it! After a few simple checks you will receive a call to say if your business funding application has been successful. This usually takes about 24 hours. Once accepted, the funds will be transferred into your chosen bank account, usually within three working days. The repayments are automatically deducted from your card transactions. As the repayments are flexible there is no fixed length of time on when the money is paid back, however on average this is usually seven months. To keep track of your payments you will receive a regular electronic statement showing the repayments being made and the outstanding balance. You can focus on running your business and not worry about the payments getting on top of you.